You Can Be Debt Free

Debt Help

Seeking debt help can often feel embarrassing. It is like admitting that you can't cope, or that you have made mistakes. However people get into debt for a myriad of reasons. In most cases it is not because they have been reckless or careless, but it is often the result of a change of circumstances beyond their control such as a loss of income through a job change, a divorce or separation, unforseen illness and other life changing events. And that is nothing to be embarrassed about. Seeking debt help is the logical path.

How it works:

  1. Debt advisers will undertake a full assessment to ensure they fully understand your situation
  2. If appropriate, your debt adviser will discuss ways of saving on your monthly expenditure
  3. Your adviser will then discuss in detail any suitable solution if the steps taken in step 2 do not free enough funds. Your advisor will be completely honest and open throughout the process, clearly explaining the advantages and disadvantages of each solution.
  4. After this discussion you will be able to choose a suitable solution without any pressure.
  5. Your debt advisor will be honest throughout the process making sure you know the basis upon which we charge for our service and the likely cost of any service provided.

Your Options:

  • High Debt Levels:

  • IVA
  • Debt free in 60 months or less
  • Interest charges stopped
  • Debts will not increase
  • Legal protection from creditors
  • Repay what you can afford
  • Outstanding debt written off
  • Lower Debt Levels:

  • Debt Management
  • Suitable for as low as £1000 of debt
  • Flexible informal arrangement
  • No need to deal with creditors
  • Short or long term arrangement
  • Single monthly payment
  • Not legally binding

Apply Today

Most of our clients contact us after attempting to keep up with repayments for a long period of time, but without success. There usually comes a point when they realise that they have to take some desperate action or they will never see an end to the phone calls and letters from their creditors which can be quite insistent, threatening and frightening.

Their debts are often increasing on a daily basis with interest and charges being added and their payments are not actually reducing the balance.

It is crucial that we help find the best way to resolve your debt problems and so we will assign you a personal debt advisor who can help.

To speak to one of our friendly helpful debt advisors complete the application form or free phone 0800 015 3103 now.

Apply Now

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